/* USD Analytics — Our Insights editorial system
   A restrained publication layout shared by the insight hub, industry
   archives and individual articles. */

.oi-hero,
.rid-hero {
    background: linear-gradient(115deg, #062c66 0%, #0a4b80 56%, #0f7567 100%) !important;
    color: #fff;
    /* header-menu.php uses a fixed desktop header; reserve its physical
       space so the breadcrumb never renders beneath it after CSS arrives. */
    margin-top: 76px;
}

.oi-hero { padding: 54px 0 60px !important; }
.rid-hero { padding: 46px 0 54px !important; }

.oi-shell,
.rid-shell {
    width: min(1120px, calc(100% - 40px));
    margin: 0 auto;
    padding: 0;
}

.oi-crumbs,
.rid-crumbs {
    display: flex;
    flex-wrap: wrap;
    gap: 0;
    list-style: none;
    margin: 0 0 25px;
    padding: 0;
    color: rgba(255,255,255,.77);
    font-size: 13px;
    font-weight: 600;
    line-height: 1.55;
    letter-spacing: 0;
    text-transform: none !important;
}

.oi-crumbs li,
.rid-crumbs li { display: inline-flex; align-items: center; }
.oi-crumbs li + li:before,
.rid-crumbs li + li:before { content: '›'; margin: 0 9px; color: #81d5ba; }
.oi-crumbs a,
.rid-crumbs a { color: #fff !important; text-decoration: none !important; }
.oi-crumbs a,
.rid-crumbs a { letter-spacing: 0; text-transform: none !important; }
.oi-crumbs a:hover,
.rid-crumbs a:hover { color: #b7f0ca !important; }

.oi-hero h1,
.rid-hero h1 {
    margin: 0;
    color: #fff !important;
    font-weight: 800;
    letter-spacing: -.042em;
    line-height: 1.08;
}

.oi-hero h1 { max-width: 830px; font-size: clamp(38px, 4.1vw, 56px); }
.rid-hero h1 { max-width: 980px; font-size: clamp(36px, 3.9vw, 53px); }

.oi-hero p {
    max-width: 700px;
    margin: 19px 0 0;
    color: rgba(255,255,255,.88);
    font-size: 17px;
    line-height: 1.68;
}

.oi-main,
.rid-main {
    background: #fff;
    color: #274561;
}

.oi-main { padding: 68px 0 92px; }
.rid-main { padding: 62px 0 90px; }

.oi-intro {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(220px, .38fr);
    column-gap: 64px;
    max-width: 100%;
    margin: 0 0 42px;
    padding-bottom: 31px;
    border-bottom: 1px solid #dce6ee;
}

.oi-intro:after {
    content: 'Independent perspectives for informed decisions.';
    align-self: end;
    padding-left: 20px;
    border-left: 2px solid #39aa55;
    color: #5a7085;
    font-size: 14px;
    font-weight: 600;
    line-height: 1.58;
}

.oi-eyebrow,
.rid-kicker {
    display: block;
    color: #57d278;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .13em;
    line-height: 1.35;
    text-transform: none;
}

.oi-eyebrow { margin-bottom: 12px; }
.rid-kicker { margin-bottom: 14px; }

.oi-intro h2,
.oi-head h2,
.rid-related h2 {
    margin: 0;
    color: #092f67;
    font-size: clamp(28px, 2.5vw, 36px);
    font-weight: 800;
    letter-spacing: -.035em;
    line-height: 1.16;
}

.oi-intro p,
.oi-head p {
    margin: 13px 0 0;
    color: #5a7085;
    font-size: 16px;
    line-height: 1.7;
}

/* Hub: industries are presented as a publication index, not as promo cards. */
.oi-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    border-top: 2px solid #092f67;
}

.oi-card {
    position: relative;
    min-height: 194px;
    padding: 28px 30px 28px 0;
    border-bottom: 1px solid #dce6ee;
    color: #29465f;
    text-decoration: none !important;
    transition: padding .18s ease, color .18s ease;
}

.oi-card:not(:nth-child(3n+1)) { padding-left: 30px; border-left: 1px solid #dce6ee; }
.oi-card:before { content: ''; position: absolute; top: 28px; left: 0; width: 3px; height: 0; background: #44bd4e; transition: height .18s ease; }
.oi-card:hover { color: #0c765f; padding-top: 24px; }
.oi-card:hover:before { height: 62px; }
.oi-card small,
.oi-meta {
    display: block;
    color: #0c8d65;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .1em;
    line-height: 1.45;
    text-transform: uppercase;
}
.oi-card h2 { margin: 17px 0 11px; color: #092f67; font-size: 25px; font-weight: 800; letter-spacing: -.025em; line-height: 1.2; }
.oi-card p { max-width: 280px; margin: 0; color: #5c7186; font-size: 15px; line-height: 1.63; }
.oi-empty { padding: 31px 0; border-top: 2px solid #092f67; border-bottom: 1px solid #dce6ee; color: #587087; line-height: 1.65; }

/* Industry archive: durable editorial rows that scale from one to many pieces. */
.oi-head { display: flex; align-items: end; justify-content: space-between; gap: 32px; margin: 0 0 38px; }
.oi-back,
.rid-back { color: #087864 !important; font-size: 14px; font-weight: 800; text-decoration: none !important; white-space: nowrap; }
.oi-back:hover,
.rid-back:hover { color: #0a366f !important; }
.oi-list { border-top: 2px solid #092f67; }
.oi-list .oi-card {
    display: grid;
    grid-template-columns: minmax(120px, .24fr) minmax(0, 1fr);
    column-gap: 35px;
    min-height: 0;
    padding: 27px 0 29px;
    border-bottom: 1px solid #dce6ee;
}
.oi-list .oi-card:before { display: none; }
.oi-list .oi-card:hover { padding-left: 10px; }
.oi-list .oi-card .oi-meta { grid-column: 1; grid-row: 1 / span 3; padding-top: 4px; }
.oi-list .oi-card h3 { grid-column: 2; margin: 0; color: #092f67; font-size: clamp(23px, 2vw, 30px); font-weight: 800; letter-spacing: -.028em; line-height: 1.22; }
.oi-list .oi-card h3 a { color: inherit; text-decoration: none !important; }
.oi-list .oi-card h3 a:hover { color: #087864; }
.oi-list .oi-card p { grid-column: 2; max-width: 790px; margin: 11px 0 0; color: #597087; font-size: 16px; line-height: 1.68; }
.oi-read { grid-column: 2; display: inline-block; width: max-content; margin-top: 15px; color: #087864 !important; font-size: 14px; font-weight: 800; text-decoration: none !important; }
.oi-read:after { content: ' →'; }
.oi-pagination { display: flex; gap: 8px; list-style: none; margin: 42px 0 0; padding: 0; }
.oi-pagination a,.oi-pagination span { display: inline-flex; align-items: center; justify-content: center; min-width: 38px; height: 38px; padding: 0 10px; border: 1px solid #d8e4ed; color: #092f67; font-weight: 800; text-decoration: none; }
.oi-pagination .active span { background: #092f67; border-color: #092f67; color: #fff; }

/* Article: readable long-form rather than a marketing landing page. */
.rid-hero .rid-shell { max-width: 1120px; }
.rid-meta {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-top: 23px;
    color: rgba(255,255,255,.86);
    font-size: 13px;
    font-weight: 700;
}
.rid-meta span:before { content: ''; display: inline-block; width: 3px; height: 3px; margin: 0 10px 3px 0; border-radius: 50%; background: #6ed69a; }
.rid-reading { width: min(1220px, calc(100% - 40px)); margin: 0 auto; }
.rid-content-grid { display: grid; grid-template-columns: minmax(0, 1fr) 320px; column-gap: 56px; align-items: start; }
.rid-content-grid--single { grid-template-columns: minmax(0, 860px); justify-content: center; }
.rid-article { width: 100%; max-width: 850px; }
.rid-deck { margin: 0 0 44px; color: #1f476b; font-size: clamp(22px, 2.15vw, 28px); font-weight: 500; letter-spacing: -.018em; line-height: 1.5; }
.rid-deck:before { content: ''; display: block; width: 48px; height: 3px; margin: 0 0 23px; background: #3cb749; }
.rid-body {
    /* Long-form research needs near-black body copy. The brand colour stays
       with the hierarchy and links, while sustained reading remains easy. */
    color: #17212b;
    font-size: 19px;
    font-weight: 400;
    line-height: 1.82;
}
.rid-body > :first-child { margin-top: 0; }
.rid-body h2,
.rid-body h3,
.rid-body h4 { margin: 52px 0 16px; color: #092f67; font-weight: 800; letter-spacing: -.028em; line-height: 1.22; }
.rid-body h2 { scroll-margin-top: 108px; }
.rid-body h2 { font-size: clamp(28px, 2.5vw, 35px); }
.rid-body h3 { font-size: 25px; }
.rid-body h4 { font-size: 20px; }
.rid-body p,
.rid-body ul,
.rid-body ol,
.rid-body blockquote { margin: 0 0 25px; }
.rid-body ul,
.rid-body ol { padding-left: 24px; }
.rid-body li + li { margin-top: 8px; }
.rid-body a { color: #087864; font-weight: 700; text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 3px; }
.rid-body blockquote { margin: 36px 0; padding: 5px 0 5px 25px; border-left: 3px solid #45ba51; color: #1f3f59; font-size: 21px; font-weight: 500; line-height: 1.55; }
.rid-body figure { width: min(920px, calc(100% + 160px)); margin: 48px 50% 48px; transform: translateX(-50%); }
.rid-body figure img { width: 100%; margin: 0; }
.rid-body > img { display: block; width: min(920px, calc(100% + 160px)); height: auto; margin: 48px 50%; transform: translateX(-50%); }
.rid-body img { display: block; max-width: 100%; height: auto; border: 1px solid #dae5ec; }
.rid-body figcaption { margin-top: 10px; color: #687e91; font-size: 13px; line-height: 1.55; text-align: left; }
.rid-body table { width: 100%; margin: 34px 0; border-collapse: collapse; color: #36526c; font-size: 15px; }
.rid-body th,.rid-body td { padding: 13px 14px; border-bottom: 1px solid #dce6ee; text-align: left; vertical-align: top; }
.rid-body th { border-top: 2px solid #092f67; color: #092f67; font-weight: 800; }
.rid-back { display: inline-block; margin-top: 42px; padding-top: 20px; border-top: 1px solid #dce6ee; }
.rid-back:before { content: '← '; }
.rid-rail { width: 320px; }
.rid-rail-inner { position: sticky; top: 98px; padding: 27px 28px 25px; border-top: 3px solid #42b952; background: #f1f6f8; }
.rid-rail-kicker { display: block; margin-bottom: 10px; color: #0b8a65; font-size: 10px; font-weight: 800; letter-spacing: .13em; line-height: 1.35; text-transform: uppercase; }
.rid-rail h2 { margin: 0 0 15px; color: #092f67; font-size: 23px; font-weight: 800; letter-spacing: -.025em; line-height: 1.2; }
.rid-rail ol { list-style: none; margin: 0; padding: 0; border-top: 1px solid #d6e2e9; }
.rid-rail li { margin: 0; border-bottom: 1px solid #d6e2e9; }
.rid-rail li a { display: block; padding: 11px 0; color: #3e5c75; font-size: 14px; font-weight: 600; line-height: 1.45; text-decoration: none !important; }
.rid-rail li a:hover { color: #087864; }
.rid-rail-industry { display: inline-block; margin-top: 18px; color: #087864 !important; font-size: 12px; font-weight: 800; line-height: 1.45; text-decoration: none !important; }
.rid-related { width: min(1120px, calc(100% - 40px)); max-width: 1120px; margin: 82px auto 0; padding-top: 31px; border-top: 2px solid #092f67; }
.rid-related:before { content: 'Continue reading'; display: block; margin-bottom: 9px; color: #0c8d65; font-size: 11px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.rid-related h2 { margin-bottom: 22px; }
.rid-related-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); column-gap: 35px; }
.rid-related article { padding: 18px 0 0; border-top: 1px solid #dce6ee; }
.rid-related article small { display: block; color: #0c8d65; font-size: 11px; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.rid-related article h3 { margin: 10px 0 0; color: #092f67; font-size: 20px; font-weight: 800; letter-spacing: -.02em; line-height: 1.32; }
.rid-related article h3 a { color: inherit; text-decoration: none !important; }
.rid-related article h3 a:hover { color: #087864; }

@media (max-width: 1040px) {
    .oi-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .oi-card:not(:nth-child(3n+1)) { padding-left: 0; border-left: 0; }
    .oi-card:nth-child(even) { padding-left: 26px; border-left: 1px solid #dce6ee; }
    .oi-intro { grid-template-columns: 1fr; row-gap: 24px; }
    .oi-intro:after { max-width: 380px; }
    .rid-content-grid { grid-template-columns: 1fr; }
    .rid-content-grid--single { grid-template-columns: 1fr; }
    .rid-article { max-width: none; }
    .rid-rail { width: auto; order: -1; margin: 0 0 34px; }
    .rid-rail-inner { position: static; }
    .rid-body figure,
    .rid-body > img { width: min(100%, calc(100% + 80px)); }
}

@media (max-width: 640px) {
    .oi-hero,
    .rid-hero { margin-top: 72px; }
    .oi-hero { padding: 42px 0 48px !important; }
    .rid-hero { padding: 37px 0 46px !important; }
    .oi-shell,
    .rid-shell,
    .rid-reading,
    .rid-related { width: min(100% - 32px, 1120px); }
    .oi-main { padding: 48px 0 62px; }
    .rid-main { padding: 46px 0 64px; }
    .oi-crumbs,
    .rid-crumbs { margin-bottom: 20px; font-size: 11px; }
    .oi-grid { grid-template-columns: 1fr; }
    .oi-card,.oi-card:not(:nth-child(3n+1)),.oi-card:nth-child(even) { min-height: 0; padding: 24px 0; border-left: 0; }
    .oi-head { display: block; margin-bottom: 28px; }
    .oi-back { display: inline-block; margin-top: 16px; }
    .oi-list .oi-card { grid-template-columns: 1fr; gap: 8px; }
    .oi-list .oi-card .oi-meta,.oi-list .oi-card h3,.oi-list .oi-card p,.oi-list .oi-card .oi-read { grid-column: 1; grid-row: auto; }
    .oi-list .oi-card h3 { font-size: 24px; }
    .rid-meta { margin-top: 20px; flex-wrap: wrap; }
    .rid-deck { margin-bottom: 34px; }
    .rid-body { font-size: 17px; line-height: 1.78; }
    .rid-body blockquote { font-size: 19px; }
    .rid-body figure,
    .rid-body > img { width: 100%; margin: 36px 0; transform: none; }
    .rid-related { margin-top: 62px; }
    .rid-related-grid { grid-template-columns: 1fr; row-gap: 22px; }
}